If you are sending a child off to college, understanding the financial aid package is not as straightforward as you'd think. Here is a great article to help you understand and navigate your choices:
http://time.com/money/3836501/financial-aid-cost-loans-efc-gotcha/
Life insurance plays a crucial role in securing the financial future of a family. And, while the decision to buy a policy is an easy one, purchasing one can be vexing due to the overwhelming number of choices available.
Whether you are an adult child or a trusted advisor, knowing exactly when to get involved can be fraught, but many older adults will indeed require help organizing and managing their bills and assets. This article explains the warning signs to look for and lists some tools to help protect what they have built.
For many Americans, building true wealth might seem elusive, even illusory considering that many people, who very recently were sitting on six and seven figure 401k plans and home equity values, now feel unprepared for retirement. The lessons learned from the financial crisis is that wealth can be fleeting.
It should not take the filing of a tax return or a death in the family to finally create order out of paper chaos so you are not forced to scramble in those critical circumstances. The chances of making costly errors are too great not to take some very simple, albeit essential, measures to get and stay organized all year long.
Young families with an eye to the future are faced with a daunting choice – to save earnestly for a secure retirement or to save for their children’s education. Can you do both?
As we age, the odds of incurring an injury or major illness that will prevent us from performing simple daily functions increase substantially. Today, one in three people over the age of 65 will require assisted care of some sort. Past age 75 the odds increase to where one in two will need nursing care.
For anyone trying to protect a lifetime of savings while providing for an uncertain future these are probably familiar terms. The notion of needing protection from the impact of a car accident or a fire at home is something most of us learn with the purchase of our first vehicle and house.
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