A Retirement Fact Sheet
Submitted by Blue Chip Financial on February 14th, 2019Some specifics about your “second act" - also known as: some financial facts to consider for your retirement.
Articles of Interest
Financial Planning with Life Insurance
Submitted by Blue Chip Financial on February 5th, 2019Many people are familiar with the basic concepts of life insurance and understand that some level of protection is a necessary part of modern financial life. The question of what life insurance can actually accomplish, when considered as part of an overall financial plan, is more involved and worth a closer look.
Do Spouses Need the Same Amount of Life Insurance?
Submitted by Blue Chip Financial on January 24th, 2019It depends. If there is a significant difference in income and current life insurance coverage, determining the amount of life insurance for each spouse, is best resolved by considering each spouse's individual cash and income needs.
Making a Charitable Gift from Your IRA
Submitted by Blue Chip Financial on January 24th, 2019Follow the rules, and you may get a big federal tax break.
Five Ways to Save on Healthcare Costs
Submitted by Blue Chip Financial on January 4th, 2019It’s certainly no secret that healthcare costs have escalated in recent years, and there’s no reason to believe that the end is in sight. But whether you have a comprehensive health insurance policy or have purchased a catastrophic policy, there are ways to save on healthcare costs.
ABLE Accounts for Loved Ones with Disabilities
Submitted by Blue Chip Financial on December 18th, 2018
More families should know about these tax-advantaged savings vehicles for families with special needs children.
Tax Considerations for Retirees
Submitted by Blue Chip Financial on December 13th, 2018The federal government offers some major tax breaks for older Americans. Some of these perks deserve more publicity than they receive. Are you aware of them?
End-Of-The-Year Money Moves - 2018
Submitted by Blue Chip Financial on December 13th, 2018Here are some things you might want to do before saying goodbye to 2018.
Making Sense of Whole Life Insurance Premiums
Submitted by Blue Chip Financial on November 27th, 2018Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule. However, when the structure and features of whole life insurance is fully understood, a fair-minded person would see that it offers affordability and flexibility along with unmatched long-term security. When whole life premiums are clearly explained, it becomes evident why whole life insurance still remains the most popular permanent life insurance plan on the market.
Tax Changes That May Be Overlooked
Submitted by Blue Chip Financial on November 9th, 2018
Some alterations to the Internal Revenue Code were less publicized than others. Late last year, federal tax laws underwent sweeping changes. Nearly a year later, you can be forgiven for not keeping up with them all. Here is a look at some important (yet underrecognized) adjustments that may affect the numbers on your 2018 federal return.1
