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Articles of Interest

How Political Climates Affect the Financial Market

Submitted by Blue Chip Financial on November 14th, 2017

If you’re a fan of political dramas on televisions, you’ll know that the turbulent world of politics has an affect on the global financial markets. But what about in real life? How much does art - if you can call shows like Scandal, Veep, and House of Cards art - imitate life, and vice versa?

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Finance 101: A Lesson in Helping your Student Pay for College

Submitted by Blue Chip Financial on April 27th, 2017

You think back fondly on those halcyon collegiate days--studying in the quad, late-night pizza, tailgating for the big tailgating game, dorm living, tossing your graduation cap in the air...beyond the lifelong friends and the parties and fun, college helped you get to where you are today. Looking ahead, your student is planning on following in your footsteps and will be receiving that admissions letter of acceptance sooner than you think.

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Habits of a Savvy Saving Family

Submitted by Blue Chip Financial on April 27th, 2017

When people warn you that having kids is expensive, it’s no joke. From diapers to food, braces to sports activities the costs add up quick. For a middle-income family in the U.S. raising a child up until age 18, costs an estimated average of $245,340 (or $304,480, adjusted for projected inflation), according to the 2013 “Cost of Raising a Child” report from the U.S.

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Beneficiary Benefits—Keeping Designees Updated Matters Big Time

Submitted by Blue Chip Financial on April 27th, 2017

The term beneficiary crops up every now and again. Usually you’ll see it on an insurance form or hear about it in relation to a will, but despite the nonchalance we toss the term around with, beneficiaries are incredibly important. Let’s break down the details on how and why beneficiaries matter.

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Combining Your Finances When You Marry

Submitted by Blue Chip Financial on April 19th, 2017

How separate (or intertwined) should your financial lives be?

Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep some individual financial decisions and details to themselves, and their relationship is just fine.  Just as a marriage requires understanding, respect, and compromise, so does the financial life of a married couple. If you are marrying soon or have just married, you may be surprised (and encouraged) by the way your individual finances may and may not need to change.

 

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Should the Self-Employed Plan to Work Past Age 65?

Submitted by Blue Chip Financial on March 15th, 2017

 

Some solopreneurs think they will “work forever,” but that perception may be flawed.

Tags:
  • life insurance
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3 Tips for Seniors Looking to Make Extra Income

Submitted by Blue Chip Financial on March 10th, 2017

Looking to retire from a full-time job but still keep a foot in the working world?

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Should Women Strive to Work Past 62?

Submitted by Blue Chip Financial on March 10th, 2017

The argument for doing that is pretty convincing.

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23 Years of Personal Finance Wisdom Distilled Into One Final Column

Submitted by Blue Chip Financial on March 10th, 2017

Jim Gallagher started writing his column for the St. Louis Post-Dispatch in 1994. After all that time, there are a few things he knows about how people and money mix. Here are some excerpts from his last column - just some basic smart, down to earth advice.

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Beyond just an Allowance: How to Engage your Young Kids in Learning about Money from a Young Age

Submitted by Blue Chip Financial on January 24th, 2017

Think back to those early days in life when it seemed like everything in the candy aisle was free if you begged your parents hard enough. Not a fleeting thought was given to the expenses of a vacation or the copay costs at the doctor. There’s something beautifully unburdened in the way which children experience the world: recklessly present and innocently ambivalent.

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