Tax Considerations for Retirees
Submitted by Blue Chip Financial on December 13th, 2018The federal government offers some major tax breaks for older Americans. Some of these perks deserve more publicity than they receive. Are you aware of them?
Articles of Interest
End-Of-The-Year Money Moves - 2018
Submitted by Blue Chip Financial on December 13th, 2018Here are some things you might want to do before saying goodbye to 2018.
Making Sense of Whole Life Insurance Premiums
Submitted by Blue Chip Financial on November 27th, 2018Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule. However, when the structure and features of whole life insurance is fully understood, a fair-minded person would see that it offers affordability and flexibility along with unmatched long-term security. When whole life premiums are clearly explained, it becomes evident why whole life insurance still remains the most popular permanent life insurance plan on the market.
Tax Changes That May Be Overlooked
Submitted by Blue Chip Financial on November 9th, 2018
Some alterations to the Internal Revenue Code were less publicized than others. Late last year, federal tax laws underwent sweeping changes. Nearly a year later, you can be forgiven for not keeping up with them all. Here is a look at some important (yet underrecognized) adjustments that may affect the numbers on your 2018 federal return.1
What are Disabilities Policies and Why Would You Need One?
Submitted by Blue Chip Financial on November 9th, 2018The prospect of suddenly having to face life with a disability that limits your ability to work in the way you’re used always seems unlikely. Disability is something other people face, maybe in old age, but not you. While disability insurance may seem unnecessary right now the facts give cause for the preemptive action. Approximately 12% of the total American population and more than 37 million Americans are categorized as disabled; more than half those disabled Americans are between the working ages of 18-64. Additionally, just over 25% of current 20-year-olds will become disabled before they reach retirement age.
Wise Money Moves Young Women Can Make
Submitted by Blue Chip Financial on October 11th, 2018As a young woman, you have an opportunity to make some major financial strides. You truly have time on your side when it comes to investing, saving, and harnessing the power of potential compounding. Now is the time to pay yourself first and do those things that could make you wealthy in the future.
How Your Social Security Survivorship Benefit Affects Your Life Insurance Needs
Submitted by Blue Chip Financial on October 11th, 2018Generally speaking, conversations about life insurance revolve around whether you should buy term or permanent insurance. However, every decision to buy life insurance begins with deciding what is the right amount of life insurance. And, integral to determining the right amount of life insurance is understanding the role of your Social Security Survivorship Benefit (SSSB).
Including Digital Assets in Your Estate Plan
Submitted by Blue Chip Financial on June 5th, 2018What happens to your digital assets when you die? What should you know? What should your executor know?
Wealth Management With Memory Disorders
Submitted by Blue Chip Financial on May 24th, 2018What steps can a family take?
Understanding Inherited IRAs
Submitted by Blue Chip Financial on November 16th, 2017What beneficiaries need to know and consider.
