Articles of Interest

Don’t ignore it. Here’s why.

Let's look at two basic methods for shielding assets from probate.

In todays world, many people are neglecting to include digital assets in their estate plans. That may be a big mistake. Valuable assets may go unnoticed, and money and time might be spent tracking them down. Before the digital age, one could survey a home and find physical objects or paper records, and mail deliveries could be checked for account statements or bills.

An increasing number of Americans are facing an uphill battle just trying to save enough and earn enough on their savings to be able to retire on time.

With the holiday season looming, it’s not too soon to do your year-end tax planning. One of the consequences of achieving financial success is that, what was once a relatively straightforward tax return increasingly becomes more involved as more tax issues come into the picture.

Face it, life happens, most often beyond your control, and it can sometimes produce some unexpected illnesses or injuries that can potentially disrupt your ability to keep your income flowing. In fact, the most valuable asset that most people have is their ability to earn an income. Yet for many people, it’s the one asset that they haven’t protected.

The primary reason most people own life insurance is to ensure that their loved ones will have the means to replace lost income and pay for their financial obligations in the event of their premature death.  In fact, life insurance is a critical financial tool in any circumstance in which the premature death of an individual could result in a financial hardship on another.

When it comes to admitting that women are better at certain things, men have a difficult time conceding any degree of supremacy.

1. Underestimating the Odds of Becoming Disabled

The risk of a disabling illness or injury that prevents a worker from doing his or her job is more significant than most people realize.  According to information compiled by the National Association of Insurance Commissioners (NAIC), a male U.S.